Hi - my name is XXXXX XXXXX X'X a Bankruptcy attorney here to assist you.
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1) Since Florida is not a Community Property state, you cannot be held liable for any debts that were in your husband's name only.
2) Because you are not liable for your late husband's debts, and because life insurance insurance proceeds are exempt from collection for debts (even if you could be held liable for your late husbands debts), your life insurance proceeds cannot be taken to pay debts that are in your late husband''s name only.
3) The total amount paid into the Bankruptcy court cannot increase to reflect your life insurance proceeds.
Since your husband passed away while you were in the middle of a Bankruptcy, you may be able to have the Bankruptcy dismissed. But if you do not dismiss the case, the payments will remain the same as, and the debts in your husband's name will be paid the same as, they would be if your husband had not passed away. This is pursuant to Bankruptcy Rule 1016.
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